September Greetings

After my list of good things about August last month, I received a couple of suggestions that I had left off my list, and I'm ashamed that I did: Fresh tomatoes and fresh peaches! Thanks, JM, (one of my favorite award-winning gardeners) for catching my error!

Now that we're almost to Fall, with the crisp air and the bright sunshine, I'd like to begin collecting a list of the best things we love about fall. Another reader has already started the list (Thanks, CM!):

- It's warm during the day and you can smell the fireplaces burning at night in the crisp air
- You can open the windows (not run the air)
- The beautiful Sunday drives to see the colorful leaves on the trees
- You can wear more clothes to cover up those not so flattering areas
- The holidays are right around the corner
- You can put the down comforter on the bed and snuggle under the covers
- Warm up with a hot bubble bath
- Caramel apples, pumpkin pie, candy corn and all those foods you only get in the fall.

Okay, we've gotten a list started - how about your favorite things, memories, smells, and such, about Fall? I'll share any additional ideas that I get from you in future editions.

In this month's newsletter, I have an article that I found at the Financial Planning Association which addresses your financial decision-making, and how your own unique point of view can impact these decisions. Hopefully you're find this information helpful.